Services

An Overview of Your CCOERA Retirement Plan

 

CCOERA offers several unique benefits to our member employers and plan participants:

Experienced Retirement & Investment Counselors

CCOERA’s certified retirement counselors are devoted to helping you better understand your retirement income needs, as well as the savings and investment strategies necessary to meet these needs. Our counselors provide on-site service at your employer during our scheduled visits, and we can arrange individual meetings at our local office in Littleton when you are in the area.

Quality Investment Options

With the help of Innovest, our nationally recognized registered investment advisor, CCOERA offers 12 professionally allocated “target date” funds, a select list of top-rated mutual fund investments and a stable-value fund managed by Galliard, a subsidiary of Wells Fargo bank.

Institutional-Level Costs

As a not-for-profit retirement association, the cost of maintaining your retirement funds with CCOERA is significantly lower than investing through a higher cost retail broker or financial advisor.  As a result of our size, we get special price breaks through our investment providers.Our single administrative fee is 0.25% of combined account balances at CCOERA, with no charge on amounts that exceed combined balances of $175,000.  Furthermore, we have consistently waived (reduced) this fee for one quarter each year for the last 5 years, a 25% annual cost savings.

Multiple Service Options

CCOERA provides convenient ways to manage your account, including a secure and comprehensive online portal and a toll-free call center at 800.352.0313.

In addition to a carefully selected menu of investment options, CCOERA also provides:

  • Individual retirement counseling
  • Educational workshops on retirement and investing
  • Daily investment transactions via phone or online
  • State-of-the-art plan administration and recordkeeping technology

Our political and financial independence allow us to provide a superior combination of investments and services at a cost that is about one-third of the industry average. As we look to the future, CCOERA is continually developing programs to improve participant education and plan administration. As always, we welcome your comments and suggestions.

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